Manage daily sales
Semart POS supports products, sales and receipts.
SEEd.Lab · Cohort 2
Digital tools. Clearer business decisions.
Semart POS, Semart X and business dashboards combine with financial education and coaching to help micro-businesses manage sales, expenses and growth.
3 November 2026·30-minute demos
MAKING A DIFFERENCE IN
THE VENTURE
Get to know
Semart by Niagable.
Semart is a Malaysian social enterprise that helps micro-businesses manage sales, track expenses, and improve financial visibility through simple digital tools and artificial intelligence (A.I.). Through BeSemart, delivered in collaboration with Yayasan PETRONAS, Semart combines technology, financial literacy, business coaching, and ongoing support to strengthen business performance and sustainability.
The problem
Many Malaysian micro-businesses and street vendors still rely on manual records and guesswork, making it difficult to track sales, manage costs, and understand profitability. While many entrepreneurs understand basic financial concepts, the lack of practical tools and credible financial records limits their ability to make informed decisions, access formal financing, and grow their businesses sustainably.
Target market
- Micro and small businesses, including food stalls, kiosks, home-based businesses, and neighbourhood retailers
- Corporates, foundations, and entrepreneur-development agencies supporting business growth and digital adoption
The Solution
Semart combines digital business tools with practical financial education and coaching. Semart POS helps businesses manage sales, products, and receipts, while Semart X records purchases and expenses through features such as receipt scanning. The Semart Dashboard transforms business data into actionable reports and insights, helping entrepreneurs make better financial and operational decisions.
Record business expenses
Semart X captures purchases and expenses, including receipt scanning.
Understand performance
The Semart Dashboard turns business records into reports and operational insights.
COLLABORATION OPPORTUNITIES
Unlock opportunities to collaborate
Explore Buy-for-Impact offerings and CSR partnerships, and meet the team.
01Buy-for-Impact
Semart Business Management Suite
Price: From RM50/month per business
An integrated solution (Semart POS, Semart X & Semart Dashboard) that helps micro-businesses manage sales, track expenses, and monitor business performance. The package includes platform access, onboarding, and user training, enabling entrepreneurs to digitise daily operations, improve financial visibility, and make better business decisions through actionable business insights. Hardware requirements, rollout support, and training scope are available via separate quotation based on implementation needs.
Corporate & Merchant Network Deployment
Price: Custom Pricing
Platform access, onboarding and user training for businesses or merchant networks, with the deployment scope agreed based on corporate requirements. Hardware, rollout support and training requirements are quoted separately.
02CSR Partnership
Beneficiaries
Underserved Malaysian micro and nano entrepreneurs, particularly small food vendors and community businesses that need stronger financial record-keeping and digital business skills.
Activities
Program 1 – BeSemart Entrepreneur Digitalisation Programme Support underserved micro and nano entrepreneurs, particularly small food vendors and community businesses, with the digital tools, financial skills, and business support needed to grow sustainably. Building on the BeSemart model, the programme includes: POS Setup: Support to adopt digital tools for business transactions and record-keeping. Financial Literacy: Practical sessions to strengthen financial management and business understanding. Business Coaching: Guidance to help entrepreneurs apply programme insights to their businesses. Ongoing Support: Account-manager support throughout the programme. Impact Tracking: Monitor digital tool adoption, record-keeping practices and business decisions. Previous programme outcomes showed that 72% of participants implemented strategic business improvements based on programme insights.
Cost
Program 1 – BeSemart Entrepreneur Digitalisation Programme | Custom Sponsorship Pricing Final sponsorship depends on the number of participants, programme duration, devices required, training, coaching and reporting scope. No new programme budget has been confirmed.
03Meet the Team
Nadzrul Hanif bin Ahmad Nadzer
Co-Founder & CEO
Nurliyana Farhana binti Abd Karim
Co-Founder & CFO
Dr. H’ng Yin Mun
Co-Founder & COO
LET’S BUILD WHAT’S NEXTWhat Semart by Niagable
What Semart by Niagable
is looking for.
Explore the team’s priorities and see where your expertise, network or organisation could connect.
01 /
Corporate Partnership
Introduce Semart to micro-business networks and entrepreneur communities.
02 /
Procurement Opportunity
Deploy Semart's digital tools and financial literacy programmes to support entrepreneurs, suppliers, or beneficiaries.
03 /
CSR Project
Fund financial literacy and digital adoption programmes for underserved micro-businesses.
04 /
Grant Opportunity
Support the expansion of accessible business tools, coaching, and entrepreneur development initiatives.
KEEP THE CONVERSATION GOING
Connect with Semart by Niagable.
LET’S START A CONVERSATION
Meet Semart by Niagable.
Explore the impact.
Connect with the team at Shaping Impact 2026 to learn more about their work and discuss where your interests meet.
3 November 2026Demos — 3:00 pm–5:00 pm MYTHGH Convention Centre Sentul, Kuala Lumpur
Book a demo session with Semart by Niagable at Shaping Impact 2026.Follow their journey
